Key Benefits of Buying Bike Insurance Online

Long gone are the days when people actually used to visit official sites physically in order to avail insurance. Nowadays, an internet-equipped smartphone does all the work for you. In India, as per the Motor Vehicles Act, 1988, it is mandatory to have a third-party insurance policy for all vehicles, including bikes. So, if you are thinking to save some bucks by not purchasing one, then you are on the wrong track.

In the current digital era, a bike insurance app download on your smartphone does all the work for you. Around six and a half months ago, when I purchased my dream bike, one of my associates guided me on getting the insurance. Surprisingly, I didn’t have to go anywhere and got my insurance within seconds.

What is bike insurance?

As the term suggests, it is a type of insurance policy that provides financial protection for your two-wheeler against various risks. These include accidents, natural calamities, theft as well as third-party liabilities.

Further, it covers the repair cost or replacement of your bike in case of any damage. Moreover, when it comes to third-party liability, it covers any compensation that may be payable to a third party for property damage or injury caused by your vehicle.

What are the key benefits of buying bike insurance online?


Purchasing bike insurance is quite convenient as rather than going physically to the official site, one can easily avail it from a smartphone while sitting in their comfort zone. Moreover, it lets one compare different policies easily and then move ahead with the most suitable one.


It hardly takes a few minutes to get an insurance download app and avail the facility. However, the traditional way consumes a lot of your time, money and energy.

Soft copy

When you purchase vehicle insurance online, you get your policy document on your registered email ID as well as the phone number. This helps you to keep your documents safe for future reference.

Easy renewal

Renewing the insurance is easy digitally. It basically can be done with just a few taps and eliminates the need for a visit to the insurance office. Moreover, it can be done at any time of the day.

How to buy car or bike insurance online from your smartphone?

  1. Download the ‘Bajaj Finserv: UPI, Pay, Loans’ application. It is available on the Play Store (Android) and the App Store (iOS).
  2. Sign up with your details
  3. On the homepage, you’ll see the ‘Insurance Bazaar’ section.
  4. Click on ‘Car’ or ‘Bike’
  5. Enter your vehicle registration number and city pin code
  6. Click on View Prices
  7. Choose the best, whichever suits you.


Well, if you own a two-wheeler, owning bike insurance is also essential. It’s not only your safety, but it also protects your vehicle as well as the people around you. So, the next time you plan to avail insurance, don’t worry, simply do a bike insurance app download on your smartphone and you are more than good to go!